Recently I was asked by my significant other why I give my money to charities? He was quick to point out that I currently do not have an income and live on student loans. He made sure to remind me just how much debt I will be in when I graduated. For him it is simple, if you are in debt don't donate. While I respect his opinion and to some extent agree, I feel he is wrong. If I was in debt because I just couldn't make ends meet then maybe giving to charity would not be an option. However, I'm sitting comfortably in my own apartment, I have nice furniture, I own more clothes than I ever wear, I drive a nice car, I never worry about where my next meal is coming from, and I have more random gadgets then I know what to do with. So yes, technically I'm in debt but I'm not in need of anything. I have more than a lot of people and, when I finish school, I will also be working in a field that makes a decent wage. So I give. I give to those who ned help the most and who are doing what they can to make ends meet. God has called us to be grateful for what we have and to give of ourselves to other. God did not tell us to give only at Christmas time, when it's convenient, or after we have bought everything we want and might have a bit left. We are supposed to give to help each other out.
Currently, I volunteer my time at local domestic violence shelters, I give to numerous charities and I sponsor 3 children with Compassion.com. I don't know who is getting more out of me giving: me or them. I do know that I eagerly wait for letters from the children to come to me and I always remember to pray for them. These children are always on my thoughts. When I'm having a bad day, I remember what these kids must be going through. I grumble when my alarm goes off at 6am and I never want to leave my blankets when it's cold. Yet, these are luxuries that I have. These children know of hard-work and poverty when all they should be doing is playing games and dreaming about all the possibilities of their future. I love sponsoring with compassion because I think it allows the kids to be kids again but it also teaches them valuable skills. Compassion is also one of the few organizations which is also God focused. To me, that is important.
So, maybe I'm not completely financially secure and maybe my money would be "better" spent paying back my loans. I just don't think that's true. God has given me more than I could ever need and I feel that I should share my good fortune with those who have not been as lucky as me. So my answer to why give is why not.